New trends in investing and conferences Prague Investor Show 2019

New trends in investing were the theme of this year’s two-day conference Prague Investor Show: Trading Expo and Alternative Investments. The task of the lecturers was to convey to the audience as quickly as possible useful information without an advertising subtext. From my point of view, that worked. I have been investing for several years, but even so I have been able to find and draw useful and practical information that moves my thinking and know-how a bit further. I feel that lifelong learning is important for us to be able to deliver good results on an ongoing basis.

Ideas from the Prague Investor Show 2019 conference

Investing is often seen as finding unique opportunities. It’s like looking for a needle in a haystack. But I often forget that investing is about probability. And of course, looking at a haystack, it doesn’t suit us very well. Stock picking within the framework of stock investment is not suitable for a regular investor.

Dividend shares

However, the strategy of investing in dividend shares is much more attractive in terms of probability. At the same time, it gives the investor some certainty, the payment of dividends. This will help either in accumulation and faster appreciation or in cash flow.

An increase in the share price is often mentioned when valuing shares. This is what one sees at first glance on the chart. But it is not clear how much the investor received in dividends.

The Dow Jones stock market has grown by 860% since 1990, which is 7.9% pa

If we include dividends, this is an increase of 1880%, which is 10.6% pa

This is a significant difference and should not be overlooked by investors.

Investing through ETFs

The future of investing for the majority is in the ETF. It offers minimal fees and can be purchased through a number of brokers. Well-known investor Ray Dalio invests in most of its portfolio in ETFs. Only shares represent 9%. ETFs then play over 80%. A strong focus is seen on the so-called Emerging Markets.

Real estate investing

As part of investing in real estate, a number of data on the development of real estate prices were shown, which are currently at their maximum (slightly below). The trend of rental housing is also growing because people do not have the money to finance their own housing. Within real estate, a relatively safe appreciation of 4% – 6% per year can be expected.

Although real estate prices are de facto at their peaks (similar to stocks), the idea was emphasized:

Invest (buy) when you can and when the conditions are right.

And the conditions for investing in real estate are, because banks offer interest rates at 2.6%, you just need to find a property that makes financial sense and negotiate a discount. Do not forget to calculate the financial flows at the theoretical increased interest rate to 4% – 5%. This will happen sooner or later.

Many links and services that will help the real estate investor were mentioned, including cenovamapa.org or the web application Zvladneme.cz.

Investing in P2P loans

Within the Zonka lecture block on P2P loans, I was interested in the need for high diversification into more than 120 loans (for investor safety). If the promo materials for P2P loans talk about an easy start of the investment from 200 CZK / 10 Euro, then in reality for an safer investment you can consider the amount of about 1200 Euro.

Physical metals – gold and silver

Physical metals are popular among investors especially with the coming crisis. We know that silver is more volatile, so a 80:20 (gold: silver) ratio is recommended for more conservative investors. The total portfolio of physical metals was designed to be 10-15%. The most popular silver coin is the American Eagle.

Recommended for study: Gold Silver Ratio (ratio of the price of gold and silver over time).

Personal impressions from the conference

The turnout was a little stronger than last year, there were about 50 of us. I really liked this year’s model of lectures, which were 15-25 minutes. Everything ran really fast, dynamically and briskly. If someone wasn’t interested in a particular block, he heard another topic in a few minutes.

Some of the lectures were really slow, lifeless, and there was little enthusiasm in the speakers. Some did not come to me ready for the conference, in the spirit of new investment trends.

There was a little advertising somewhere, but it must be added that a number of lecture blocks were absolutely ad-free, promo company, lecturer and brought great added value.

I am convinced that this conference, although free of charge, is a very good resource for those interested in investing who want to broaden their horizons with other areas and strategies for value for money.

Complete report from the conference

I report investment conferences regularly, and because it takes more time, I decided we could help each other. If you still want to read my reports and investment ideas , I need your support.

I know you don’t have time to travel to conferences and spend Fridays, Saturdays and sometimes Sundays here. Yes, it’s challenging, so I decided to offer complete reports only as part of the paid PDF.

If my reports have helped you in the past and you see useful value in them, below I offer a complete report from the Prague Investor Show 2019 conference for download in PDF. You will support me and at the same time you will get extended information and tips that interested me at the conference and I felt that those interested in investing might be interested.

• The report is 31 pages long.
• On a single page, I have summarized the overview of the most important in points.
• The clear text of the report is 7.5 standard pages.
• The complete report does not copy the information provided on this page.
• The rest consists of pictures, notes, overview, disclaimer 🙂
• The goal is to convey value in a short time, not forcing you to read the e-book.